Bill

Bill > A4601


NJ A4601

Requires health insurance and Medicaid coverage for reproductive health care services; prohibits adverse actions by medical malpractice insurers in relation to performance of health care services.


summary

Introduced
06/17/2024
In Committee
06/17/2024
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires health insurance carriers (including health service corporations, hospital service corporations, medical service corporations, commercial individual and group health insurers, and health maintenance organizations), entities contracted to administer health benefits in connection with the State Health Benefits Program and School Employees' Health Benefits Program, and the NJ FamilyCares/Medicaid program to provide coverage for the termination of pregnancies. Under the bill, "pregnancy" is defined as the period of the human reproductive process beginning with the implantation of a fertilized egg. The bill provides that, upon request of a religious employer, health insurers are required to grant an exclusion if the coverage conflicts with the religious employer's bona fide religious beliefs and practices. "Religious employer" is defined in the bill to mean an organization that is referred to in section 6033(a)(3)(A)(i) or (iii) of the federal Internal Revenue Code of 1986 (26 U.S.C. s.6033), and that is organized and operates as a nonprofit entity. Additionally, the bill provides that any State program that provides benefits for pregnancy-related care will also provide benefits for the termination of a pregnancy. Lastly, under the bill, medical malpractice insurers are barred from taking any adverse action, including loss of coverage, sanctions, fines, penalties, or rate increases, against an insured for providing or facilitating reproductive health care services or gender-affirming health care services based solely on the fact that the patient receiving the service is a resident of a state where providing or facilitating the activity is illegal.

AI Summary

This bill: 1. Requires health insurance carriers, the State Health Benefits Program, the School Employees' Health Benefits Program, and the NJ FamilyCare/Medicaid program to provide coverage for the termination of pregnancies, with limited exceptions for religious employers. 2. Ensures that any State program providing benefits for pregnancy-related care will also provide benefits for the termination of a pregnancy. 3. Prohibits medical malpractice insurers from taking adverse actions against an insured for providing or facilitating reproductive health care services or gender-affirming health care services, based solely on the fact that the patient receiving the service is a resident of a state where providing or facilitating the activity is illegal. The bill aims to ensure that all individuals in New Jersey can fully exercise their right to reproductive autonomy and access affordable and timely reproductive health care services, including abortion.

Committee Categories

Business and Industry

Sponsors (11)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 06/17/2024)

bill text


bill summary

Loading...

bill summary

Loading...

bill summary

Document Type Source Location
State Bill Page https://www.njleg.state.nj.us/bill-search/2024/A4601
Fiscal Note - Fiscal Estimate 6/28/24; as introduced https://pub.njleg.gov/Bills/2024/A5000/4601_E1.PDF
BillText https://pub.njleg.gov/Bills/2024/A5000/4601_I1.HTM
Loading...