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PA HB2563

PA HB2563
In casualty insurance, further providing for conditions subject to which policies are to be issued and for health insurance coverage for certain children of insured parents.


summary

Introduced
09/11/2024
In Committee
10/18/2024
Crossed Over
10/09/2024
Passed
Dead
12/31/2024

Introduced Session

2023-2024 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, further providing for conditions subject to which policies are to be issued and for health insurance coverage for certain children of insured parents.

AI Summary

This bill amends the Insurance Company Law of 1921 to extend the maximum age for dependent children to remain on their parents' health insurance policy from 19 to 26 years old. It also prohibits insurers from denying or restricting dependent coverage based on factors like the child's financial dependency, residency, marital status, education, or employment status. The bill also requires insurers to provide the option for policyholders to extend coverage for their children up to age 29, at the policyholder's expense, as long as the child meets certain requirements. The bill would take effect immediately upon publication of notice if certain federal actions occur that impact the Affordable Care Act's provisions for dependent coverage.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (26)

Last Action

Referred to BANKING AND INSURANCE (on 10/18/2024)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Insurance Regulation
Health
  • ‐ Health Insurance Reform

bill text


bill summary

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