Bill > HB765

This bill introduces a new requirement for full-time peace officers in Texas law enforcement agencies to obtain and continuously maintain personal liability insurance that covers damages resulting from misconduct, including intentional or negligent acts committed while on duty. The bill defines a peace officer as an individual elected, appointed, or employed to serve in law enforcement, and applies specifically to full-time officers who receive benefits like retirement. The commissioner of insurance will be responsible for adopting rules by January 1, 2026, that establish a minimum coverage amount sufficient to compensate a reasonable number of potential victims and mandate that insurance policies explicitly state they comply with this new legal requirement. Law enforcement agencies will be prohibited from employing peace officers who do not maintain such liability insurance, with the new employment requirement taking effect on September 1, 2026. The overall goal appears to be ensuring individual accountability and providing a financial mechanism for victims of police misconduct to seek compensation.

Military Affairs and Security

https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=HB765