Bill > SB230

This bill modifies Texas state law to limit how long information about eviction lawsuits can appear on consumer credit reports. Specifically, consumer reporting agencies will be prohibited from including information about an eviction suit in a consumer report if the final disposition of that suit occurred more than seven years prior to the report's generation. The term "consumer report" refers to the detailed credit history document typically used by landlords, employers, and financial institutions to assess an individual's background and reliability. The new restriction applies only to eviction suits filed under Chapter 24 of the Property Code and will take effect on September 1, 2025, with the changes only applying to consumer reports generated on or after that date. This legislation appears aimed at preventing long-standing eviction records from continuously impacting an individual's ability to secure housing or credit, potentially offering a form of rehabilitation for those who have resolved past housing challenges.

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https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB230