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MI SB1143

MI SB1143
Insurance: health insurers; prohibition on denying or conditioning coverage of a Medicare supplement policy; expand. Amends sec. 3829 of 1956 PA 218 (MCL 500.3829).


summary

Introduced
11/26/2024
In Committee
11/26/2024
Crossed Over
Passed
Dead
12/31/2024

Introduced Session

102nd Legislature

Bill Summary

A bill to amend 1956 PA 218, entitled"The insurance code of 1956,"by amending section 3829 (MCL 500.3829), as amended by 2018 PA 429.

AI Summary

This bill amends the Insurance Code of 1956 to prohibit health insurers from denying or conditioning the issuance or effectiveness of a Medicare Supplement policy, or discriminating in the pricing of such a policy, based on the applicant's health status, claims experience, receipt of healthcare, or medical condition. The bill expands the circumstances in which insurers must make Medicare Supplement policies available to all applicants, including during a 6-month period when individuals enroll in Medicare Part B, or for non-age-eligible individuals who were already enrolled in Part B prior to the effective date of the bill. The bill also requires that such policies not contain waiting periods, preexisting condition limitations, or exclusions.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Referred To Committee On Finance, Insurance, And Consumer Protection (on 11/26/2024)

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