Bill > HB57

This bill establishes two new insurance acts: the Peer-to-Peer Car Sharing Program Insurance Act and the Delivery Network Company Insurance Act. For peer-to-peer car sharing, the bill creates comprehensive regulations defining key terms and establishing insurance requirements during car sharing periods. It mandates that peer-to-peer car sharing programs assume liability for shared vehicle owners during car sharing periods, ensure minimum insurance coverage, and maintain detailed records of vehicle usage. The bill also specifies disclosure requirements for car sharing agreements, driver verification processes, and safety recall procedures. For delivery network companies, the bill similarly establishes insurance requirements during delivery availability and service periods, mandating primary motor vehicle liability insurance with specific minimum coverage amounts. The bill requires delivery network companies to disclose insurance details to drivers and allows insurers to exclude coverage for delivery-related activities. These provisions aim to provide clear legal frameworks for emerging transportation and delivery service models, addressing insurance and liability concerns for vehicle owners, drivers, and service platforms. The new regulations will become effective on October 1, 2026.

Business and Industry

https://house.mo.gov/Bill.aspx?bill=HB57&year=2025&code=R