Bill > HB323

This bill, known as "The Real Property Fraud Prevention Act," requires county recorders in Missouri to implement a notification process when certain property deeds are submitted for recording. Specifically, when a general warranty or quitclaim deed affecting property ownership is received, the recorder must delay recording for at least five working days and notify the current property owners by multiple methods (telephone, text, email, or first-class mail) that a deed potentially affecting their property has been submitted. If property owners confirm the deed's legitimacy, recording can proceed immediately. Conversely, if owners report the deed as potentially fraudulent, recording will be further delayed by two business days to allow owners time to seek a court order blocking the recording. The bill provides exceptions to these notification requirements for deeds submitted by licensed real estate brokers or reviewed by title companies. Additionally, county recorders are authorized to reject "defective deeds" that lack proper information, signatures, notary acknowledgments, or have other technical issues. The goal of this legislation appears to be preventing property deed fraud by giving property owners an opportunity to verify or challenge potentially unauthorized transfers of their real estate.

Government Affairs

https://house.mo.gov/Bill.aspx?bill=HB323&year=2025&code=R