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Bill > H3266


SC H3266

SC H3266
Insurance


summary

Introduced
01/14/2025
In Committee
01/14/2025
Crossed Over
Passed
Dead

Introduced Session

126th General Assembly

Bill Summary

Amend The South Carolina Code Of Laws By Adding Section 38-75-70 So As To Prevent An Insurer From Denying A Claim Arising From A Leak Under Certain Circumstances.

AI Summary

This bill amends South Carolina insurance law by adding a new section that prevents insurance companies from denying claims related to water leaks based solely on the duration of the leak. Specifically, an insurer cannot reject a claim if a leak has occurred over an extended period of time, unless the policyholder knew about the leak and deliberately chose not to repair or replace the source of the leak. This provision aims to protect homeowners from claim denials in situations where a leak might have developed gradually but was not intentionally ignored. The bill would take effect immediately upon receiving the Governor's approval, providing a new layer of consumer protection in insurance coverage for water-related damage.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to Committee on Labor, Commerce and Industry (on 01/14/2025)

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