Bill > H3259

This bill amends South Carolina insurance law to protect first responders from potential premium increases related to work-related driving incidents. Specifically, the bill prohibits insurance companies from considering a first responder's work-related driving record when calculating their personal automobile insurance premiums, but only in cases where the first responder is found to be noncontributing in a collision or is involved in a crash while responding to an emergency call. The bill defines "first responders" broadly to include law enforcement officers, firefighters, emergency medical technicians, paramedics, and volunteer emergency personnel employed by local, state, or federal government. To take advantage of this protection, first responders must provide a copy of the official collision report or investigative document to their insurance agent or insurer in a timely manner. The legislation aims to provide financial protection for emergency personnel who may encounter driving risks while performing their critical public safety duties. The bill will take effect immediately upon the Governor's approval.

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https://www.scstatehouse.gov/billsearch.php?billnumbers=3259&session=126&summary=B