Bill > S0141

This bill proposes to require all firearm owners in South Carolina to obtain and continuously maintain liability insurance that covers potential losses or damages caused by negligent or accidental firearm use. Specifically, the bill mandates that firearm owners must have a homeowner's, renter's, or gun liability insurance policy that provides coverage for death, injury, and property damage resulting from firearm incidents. Owners would be required to display proof of this insurance when requested by law enforcement officers. Violations of this requirement would be considered a misdemeanor, with potential penalties including up to 30 days in jail, a fine of $1,000, or both. The insurance requirement aims to provide financial protection and accountability for firearm owners, ensuring that potential victims of firearm-related accidents or negligence would have a means of receiving compensation for damages. The bill would take effect upon approval by the Governor, adding a new section to Chapter 31, Title 23 of the South Carolina Code of Laws.

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https://www.scstatehouse.gov/billsearch.php?billnumbers=141&session=126&summary=B