Bill > H3586

This bill amends South Carolina health insurance law to require individual health insurance issuers to offer coverage to minor children, regardless of whether the child is a dependent of an insured person. The bill also expands mandatory coverage requirements for health insurance policies to include comprehensive maternity care, which is defined to encompass three key components: prenatal care (including regular healthcare visits and childbirth education), childbirth and postdelivery care for mother and newborn, and postpartum care. These maternity care provisions must align with nationally recognized standards from organizations like the Institute for Clinical Systems Improvement (ICSI) and the American College of Obstetricians and Gynecologists (ACOG). The bill stipulates that these coverage requirements apply to individual and group health insurance policies issued by various entities, including insurers and health maintenance organizations, and mandates that such coverage cannot contain exclusions or limitations unless they generally apply to similar benefits. The legislation aims to ensure more accessible and comprehensive health insurance coverage for children and expectant mothers in South Carolina, with the new provisions taking effect upon the Governor's approval.

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https://www.scstatehouse.gov/billsearch.php?billnumbers=3586&session=126&summary=B