Bill > S00060

This bill clarifies and expands the methods by which employers can pay wages in New York, specifically introducing payroll cards as a new payment option. The legislation establishes comprehensive regulations for payroll card usage, ensuring employee protections and voluntary participation. Employers can now pay wages through four methods: cash, check, electronic fund transfer, or payroll card, but only with the employee's explicit voluntary written or electronic consent. The bill mandates that payroll card programs must provide free ATM withdrawals, balance checking, transaction histories, and replacement cards, and prohibits employers from charging various fees associated with the card. Importantly, employers cannot make payroll card usage a condition of employment, must offer alternative payment methods, and are barred from receiving financial compensation from card issuers based on employee fees. The legislation also requires employers to provide clear, language-appropriate notices about payment options, card terms, and potential fees. Additional protections include ensuring FDIC insurance for funds, preventing the cards from being linked to credit, and maintaining compliance with electronic fund transfer regulations. The act will take effect 90 days after becoming law, providing time for employers to adjust their payment systems.

Labor and Employment

https://www.nysenate.gov/legislation/bills/2025/S60