Bill > A00182

This bill amends the insurance law to enhance requirements for homeowner natural disaster preparedness, home safety, and loss prevention courses. It requires the department of financial services to establish a more rigorous approval process for these educational courses, which must provide comprehensive information about actions homeowners and renters can take before, during, and after natural disasters. The bill changes the language from courses being reviewed for "information" to being formally "approved" by the superintendent, and mandates that insurers or other organizations submitting course proposals must meet specific standards. Additionally, the bill requires the department to issue a request for proposals for these courses by March 1, 2026, and submit a request for state funding, contingent upon the superintendent's approval of a program and fiscal plan. The plan must include specific evaluation criteria for course proposals and establish uniform course and cost standards, with the goal of helping property owners mitigate potential damage, personal injury, and loss of life during natural disasters or other insurable events.

Budget and Finance, Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A182