Bill > SB5107

This bill requires local governments to provide underinsured motorist coverage for their employees who are operating or occupying government-owned vehicles during the course of their employment. The coverage must have minimum limits of $25,000 per person and $50,000 per accident, and can be obtained through private insurance carriers, self-insurance programs, or other legally authorized methods. The bill specifically covers local government officers, employees, and agents who are legally entitled to recover damages from an underinsured, hit-and-run, or phantom vehicle due to bodily injury, death, or property damage resulting from an accident while working. The coverage does not apply to third-party occupants of government vehicles. The bill defines "local government" broadly to include cities, counties, municipal corporations, quasi-municipal corporations, and special districts. The legislation will take effect on January 1, 2026, and amends existing laws to incorporate this new requirement for underinsured motorist coverage. The bill aims to provide additional financial protection for local government employees in the event of motor vehicle accidents during their work duties.

Government Affairs

https://app.leg.wa.gov/billsummary?BillNumber=5107&Year=2025&Initiative=false