Bill > SB5108

This bill updates and clarifies regulations surrounding service contracts and protection product guarantees in Washington state. The bill primarily amends existing law to expand and refine definitions, financial responsibility requirements, and consumer protections for service contracts and protection product guarantees. Key changes include allowing service contract and protection product guarantee providers to use multiple reimbursement insurance policies, clarifying the obligations of these providers in case of nonperformance, and ensuring that consumers have clear information about their coverage. The bill adds provisions that require service contract providers to specify how consumers can file claims, what is covered, and under what conditions, and it strengthens consumer rights by mandating refund options and preventing unfair contract practices. The legislation also explicitly states that violations of these regulations can be considered unfair or deceptive practices under the state's consumer protection act, giving consumers additional legal recourse if they are improperly treated by service contract or protection product guarantee providers.

Business and Industry

https://app.leg.wa.gov/billsummary?BillNumber=5108&Year=2025&Initiative=false