Bill > SB2032

This bill establishes new provisions for the Comprehensive Health Association of North Dakota, primarily focusing on the planned cessation of its operations by May 1, 2025. The bill defines key terms such as "guaranteed issue," which prevents insurance companies from denying coverage or discriminating based on health status, and establishes guidelines for the association's board of directors during the wind-down period. Specifically, the bill allows the board to continue using a lead carrier for administrative tasks, provides a process for individuals losing creditable coverage to enroll in comparable health benefit plans or Medicare supplement policies, and sets a statute of limitations of one year or until December 31, 2027, for any legal actions against the association. The bill mandates that if excess funds remain after cessation, they must be returned to insurers, and it sets a clear timeline for enrollment stoppage (May 1, 2025) and complete termination of benefit plans (December 31, 2025), with a required 90-day notice to current policyholders. Additionally, the bill repeals existing chapters related to the comprehensive health association and declares itself an emergency measure.

Business and Industry, Government Affairs

Legislative Management (J)

https://ndlegis.gov/assembly/69-2025/regular/bill-overview/bo2032.html