Bill > SB0111

This bill establishes new legal protections for living organ donors in Indiana, specifically prohibiting insurance companies from discriminating against individuals who have donated an organ. The legislation defines a living organ donor as a person who has donated all or part of a kidney, liver, or lung and is still alive. Insurers are now forbidden from declining or limiting coverage, precluding organ donation as a condition of insurance, or discriminating in policy offerings, issuance, cancellation, coverage amount, or pricing based solely on an individual's status as a living organ donor. The bill adds these protections to the state's existing insurance regulations and specifies that any violation of these new rules will be considered an unfair and deceptive insurance practice. By creating these safeguards, the legislation aims to remove potential financial and insurance-related barriers that might discourage individuals from becoming organ donors, thus potentially increasing the pool of available organ donations and supporting those willing to save lives through organ donation.

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https://iga.in.gov/legislative/2025/bills/senate/111/details