Bill > SB0162

This bill prohibits landlords from engaging in certain insurance-related practices with tenants in Indiana, specifically making it illegal for landlords to sell, offer to sell, include, or bundle insurance with rental agreements. The new law, which will take effect on July 1, 2025, applies to all rental contracts entered into or renewed after that date. Tenants who encounter a landlord violating these provisions can bring a civil action and potentially receive either compensatory damages or liquidated damages of $1,000, along with court costs and attorney's fees. Additionally, such violations are considered deceptive acts that can be pursued by the state's attorney general, with any remedies obtained by the attorney general being separate from potential tenant damages. The bill aims to protect tenants from potentially predatory or unnecessary insurance practices by landlords, ensuring that rental agreements remain focused on housing terms without additional insurance sales tactics.

Business and Industry

https://iga.in.gov/legislative/2025/bills/senate/162/details