Bill > A00211

This bill amends the New York insurance law to require property/casualty insurance policies to provide more transparent information about their coverage. Specifically, the bill mandates that these insurance policies must clearly and concisely state the types and causes of damage that are covered and not covered by the policy. This information must be placed at or near the beginning of the policy document and printed in a font size that is easily readable. The bill also builds upon existing provisions that require insurers to provide written estimates of damage costs to policyholders upon request during a pending claim. The goal of these changes appears to be improving consumer understanding of insurance coverage by making policy details more accessible and upfront, helping policyholders better comprehend what damages and scenarios are included or excluded from their insurance protection.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A211