Bill > HB0108

This bill establishes protections for firearms and ammunition merchants in Wyoming by prohibiting financial institutions, payment networks, and other entities from categorizing such merchants differently from general merchandise or sporting goods retailers through merchant category codes (MCCs). Specifically, the bill defines key terms like "acquirer" (a financial institution that acts as an intermediary in payment transactions) and mandates that payment settlement entities cannot assign unique or discriminatory category codes to firearms and ammunition sellers. The legislation makes it unlawful to classify these merchants in a way that distinguishes them from other retail categories, with violations punishable by a $1,000 fine for each improper code assignment. Additionally, the bill amends existing law to prevent financial institutions from discriminating against firearm entities and prohibits declining payment card transactions based solely on the assignment of firearms or ammunition codes. The law will take effect on July 1, 2025, and will not retroactively impact contracts entered into before that date, instead applying only upon their renewal or modification.

Justice

https://www.wyoleg.gov/Legislation/2025/HB0108