Bill > A00430

This bill amends the New York insurance law to modify requirements for large group health insurance policies regarding coverage of scalp cooling systems during cancer chemotherapy treatment. Specifically, the bill limits the previous coverage mandate to only large group health insurance policies, whereas an earlier version might have applied more broadly. Scalp cooling systems are medical devices used to help prevent hair loss during chemotherapy, which can be an important quality of life issue for cancer patients. The bill specifies that these scalp cooling systems must be covered by large group health insurance policies that provide cancer chemotherapy treatment, and allows insurers to apply standard annual deductibles, coinsurance, and copayments to this coverage. The implementation of these changes is set to take effect on January 1, 2026, and will apply to large group policies that are issued, renewed, modified, altered, or amended on or after that date. The bill appears to be a refinement of previous legislation, narrowing the scope of mandatory scalp cooling system coverage to large group health insurance policies.

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https://www.nysenate.gov/legislation/bills/2025/A430