Bill > S00753

This bill amends the New York General Business Law to clarify the definition of medical debt by specifying that the debt must be related to health care services, products, or devices provided to a person by specific healthcare providers. Specifically, the bill defines medical debt as any obligation arising from healthcare services provided by a hospital licensed under Article 28 of the Public Health Law, a healthcare professional authorized under Title 8 of the Education Law, or an ambulance service certified under Article 30 of the Public Health Law. The bill maintains the existing provision that medical debt does not include debt charged to a credit card, unless that credit card is specifically issued for the payment of healthcare services. The key change is the insertion of the phrase "to a person," which appears to further clarify the scope of medical debt and ensure it is directly linked to individual patient services. The bill is set to take effect simultaneously with another related legislative bill that also addresses the definition of medical debt.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S753