Bill > S00892

This bill amends the New York General Business Law to prohibit consumer reporting agencies (businesses that collect and sell personal credit information) from requiring or requesting a physical copy of a consumer's social security card when generating consumer reports or investigative consumer reports. Under the proposed legislation, these agencies would still be allowed to request and use a consumer's social security number for identification purposes, but they can no longer demand a photocopy of the actual social security card. The bill appears designed to provide additional privacy protection for consumers by limiting the documentation that credit reporting agencies can demand, thereby reducing potential risks of identity theft or unnecessary exposure of sensitive personal documents. The changes would take effect 90 days after the bill becomes law, giving consumer reporting agencies time to adjust their procedures to comply with the new requirements.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S892