Bill > A00771

This bill requires health insurance policies in New York to provide coverage for early egg and peanut allergen introduction dietary supplements for infants at no cost. Specifically, the bill defines these supplements as dietary products prescribed by a healthcare practitioner to an infant under one year old, containing safe levels of egg or peanut protein intended to reduce the risk of developing food allergies. The requirement applies to individual health insurance policies, group health insurance policies, and hospital/medical/surgical policies. The bill includes important exceptions for certain types of limited benefit health insurance plans and ensures that the no-cost coverage does not interfere with the classification of high-deductible or catastrophic health plans under federal law. The provisions are designed to help parents introduce potential allergens to infants in a controlled, medically supervised manner, which recent medical research suggests can help prevent the development of food allergies. The bill will take effect on the first day of January following its enactment and will apply to all insurance policies issued, renewed, or modified on or after that date.

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https://www.nysenate.gov/legislation/bills/2025/A771