Bill > A00893

This bill amends the New York insurance law to prohibit insurance companies from discriminating against homeowners and renters based solely on the breed of dog they own or harbor. Specifically, insurers would be prohibited from refusing to issue or renew a policy, canceling a policy, charging higher premiums, or limiting coverage just because a policyholder has a dog of a specific breed or breed mixture. The legislation applies to both homeowners' and renters' insurance policies, ensuring that dog owners cannot be penalized for owning breeds that have historically been subject to breed-specific restrictions. The bill will take effect 90 days after becoming law and will apply to all insurance policies issued, renewed, modified, altered, or amended on or after that date. This change aims to prevent breed-based discrimination and provide more equitable insurance options for dog owners, regardless of their pet's breed.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A893