Bill > SB0070

This bill makes several amendments to Utah's consumer reporting laws, primarily focusing on defining terms more precisely and restricting what information consumer reporting agencies can include in credit reports. The bill modifies the definition of "consumer reporting agency" to clarify that these agencies must operate for a monetary fee or on a nonprofit cooperative basis when assembling consumer information. Most significantly, the bill introduces new limitations on criminal record reporting, prohibiting consumer reporting agencies from reporting information about arrests that do not result in convictions, criminal charges that do not result in convictions, expunged convictions, and pardoned convictions. However, the bill allows reporting of pending criminal charges and arrests that have not reached a final disposition. The bill also makes several technical amendments to definitions, such as clarifying terms like "personal information" and "proper identification," and updates references to other legal statutes. The changes will take effect on May 7, 2025, giving consumer reporting agencies time to adjust their practices to comply with the new restrictions.

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https://le.utah.gov/~2025/bills/static/SB0070.html