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Bill > HB2099


VA HB2099

VA HB2099
Health insurance; required provisions regarding prior authorization for health care services.


summary

Introduced
01/07/2025
In Committee
02/10/2025
Crossed Over
01/28/2025
Passed
02/18/2025
Dead
Signed/Enacted/Adopted
03/18/2025

Introduced Session

2025 Regular Session

Bill Summary

Health insurance; carrier contracts; required provisions regarding prior authorization for health care services; work group; report. Requires certain health insurance contracts under which an insurance carrier has the right or obligation to require prior authorization for a health care service, as defined in the bill, to include provisions governing the prior authorization process. Such required provisions include (i) time limits for a carrier to respond to prior authorization requests, (ii) a prohibition on revoking, limiting, making conditional, modifying, or restricting a previously approved prior authorization except under certain circumstances, and (iii) a requirement that a carrier shall provide the reasons for denial of a request. The bill requires a carrier to make publicly available on its website a list of health care services and codes for which prior authorization is required. The foregoing provisions have a delayed effective date of January 1, 2027. The bill requires the State Corporation Commission's Bureau of Insurance to establish a work group to develop and deliver a report related to the bill's provisions by November 1, 2025. This bill is identical to SB 1215.

AI Summary

This bill requires health insurance carriers to include specific provisions in their provider contracts regarding prior authorization for health care services, with the goal of increasing transparency and efficiency in the authorization process. The bill mandates that carriers communicate decisions on prior authorization requests within specific timeframes (72 hours for expedited requests and 7 calendar days for standard requests), and provide clear reasons for any denials. Carriers must create and maintain a publicly accessible website listing all health care services requiring prior authorization, with at least 30 days' notice before making changes to these requirements. The bill prohibits carriers from revoking a previously approved prior authorization except under limited circumstances, such as evidence of fraud or a safety issue. Carriers must also publish annual prior authorization data and are prevented from denying claims for failing to obtain prior authorization if the requirements were not clearly posted. The provisions will take effect on January 1, 2027, and the State Corporation Commission's Bureau of Insurance is required to establish a work group to monitor implementation, assess industry readiness, and evaluate policies related to these new prior authorization transparency requirements. The work group will report its findings by November 1, 2025, and will include representatives from various healthcare and insurance organizations.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Acts of Assembly Chapter text (CHAP0058) (on 03/18/2025)

bill text


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