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CT SB00183

CT SB00183
An Act Prohibiting Health Insurers From Requiring Spouses Of Covered Employees To Obtain Separate Health Insurance Coverage.


summary

Introduced
01/08/2025
In Committee
01/08/2025
Crossed Over
Passed
Dead
06/04/2025

Introduced Session

2025 General Assembly

Bill Summary

To prohibit health insurers from requiring that spouses of covered employees obtain separate health insurance coverage, if available.

AI Summary

This bill aims to prohibit health insurers from mandating that spouses of covered employees obtain separate health insurance coverage when alternative coverage options are available. In practical terms, this means if an employee has health insurance through their employer, the insurance company cannot require the employee's spouse to purchase their own separate health insurance policy if they could instead be covered under the employee's existing plan. The bill appears to be designed to protect spouses from being forced into additional insurance expenses when they could be adequately covered through their partner's employer-provided health insurance. By amending existing general statutes, the legislation seeks to ensure more flexibility and potentially reduce healthcare costs for married couples by preventing insurers from imposing unnecessary separate coverage requirements.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to Joint Committee on Insurance and Real Estate (on 01/08/2025)

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