Bill > HB1205

This bill requires several types of health insurance plans in Indiana to provide coverage for fertility-related services starting July 1, 2025. Specifically, the bill mandates that state employee health plans, individual and group health insurance policies, and health maintenance organization (HMO) contracts must cover two key areas: fertility preservation services and fertility treatment. Fertility preservation services are defined as medical procedures intended to protect an individual's future fertility potential, particularly for those undergoing treatments that might impair reproductive capabilities. Fertility treatment covers procedures like in vitro fertilization aimed at achieving pregnancy, and applies to individuals or couples with infertility, those at risk of transmitting genetic abnormalities, or those unable to conceive due to gamete limitations. The bill defines infertility broadly, including conditions that impair fertility or a couple's inability to achieve pregnancy after 12 months of unprotected intercourse. These coverage requirements apply to new, amended, or renewed health plans after June 30, 2025, ensuring that state employees, insurance policyholders, and HMO members have access to comprehensive fertility-related medical services.

Business and Industry

https://iga.in.gov/legislative/2025/bills/house/1205/details