summary
Introduced
01/09/2025
01/09/2025
In Committee
04/11/2025
04/11/2025
Crossed Over
Passed
Dead
Introduced Session
Potential new amendment
104th General Assembly
Bill Summary
Amends the Illinois Insurance Code. Provides that any individual or group policy of accident or health insurance that is delivered, extended, renewed, or modified after January 1, 2026 must provide coverage for at least one 6-month supply of each of the following for each infant covered by the policy: an early egg allergen introduction dietary supplement prescribed by a health care practitioner; and an early peanut allergen introduction dietary supplement prescribed by a health care practitioner. Provides that the coverage shall be provided without cost-sharing, except to the extent the cost-sharing limitation would cause a catastrophic plan to fail to be treated as a catastrophic plan under the Patient Protection and Affordable Care Act or would keep a high-deductible health plan from being treated as a high-deductible health plan or to the extent the cost-sharing limitation would disqualify the plan from a health savings account. Amends the State Employees Group Insurance Act of 1971 and the Medical Assistance Article of the Illinois Public Aid Code to require that coverage. Effective immediately.
AI Summary
This bill requires individual and group health insurance policies in Illinois to provide coverage for early allergen introduction dietary supplements for infants, specifically for eggs and peanuts, starting January 1, 2026. The bill mandates that insurers cover at least one 6-month supply of each type of supplement (egg and peanut) for each infant covered by the policy, and these supplements must be prescribed by a qualified healthcare practitioner such as a licensed physician, physician assistant, or advanced practice registered nurse. The supplements are designed to help reduce the risk of infants developing allergies to eggs and peanuts. The coverage must be provided without cost-sharing to the policyholder, with some exceptions for catastrophic and high-deductible health plans to ensure they remain compliant with federal regulations. The bill defines an infant as a child under one year old and specifies that the requirement does not apply to limited-benefit health insurance policies like accident-only or specified disease plans. By amending the State Employees Group Insurance Act, the Illinois Insurance Code, and the Illinois Public Aid Code, the bill aims to make these allergen introduction supplements more accessible to families by eliminating out-of-pocket costs.
Committee Categories
Business and Industry
Sponsors (9)
Margaret Croke (D)*,
Nicolle Grasse (D),
Will Guzzardi (D),
Tracy Katz Muhl (D),
Natalie Manley (D),
Anna Moeller (D),
Bob Morgan (D),
Michelle Mussman (D),
Anne Stava-Murray (D),
Last Action
House Floor Amendment No. 3 Rule 19(c) / Re-referred to Rules Committee (on 04/11/2025)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.ilga.gov/legislation/BillStatus.asp?DocNum=1076&GAID=18&DocTypeID=HB&SessionID=114&GA=104 |
| House Amendment 003 | https://www.ilga.gov/legislation/104/HB/10400HB1076ham003.htm |
| House Amendment 002 | https://www.ilga.gov/legislation/104/HB/10400HB1076ham002.htm |
| House Amendment 001 | https://www.ilga.gov/legislation/104/HB/10400HB1076ham001.htm |
| BillText | https://www.ilga.gov/legislation/104/HB/10400HB1076.htm |
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