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CO HB1068

CO HB1068
Malpractice Insurers Gender-Affirming Care Minors


summary

Introduced
01/08/2025
In Committee
01/08/2025
Crossed Over
Passed
Dead
02/05/2025

Introduced Session

2025 Regular Session

Bill Summary

Under current law, a medical malpractice insurer (insurer) is prohibited from increasing premiums for, refusing to issue, canceling, terminating, or refusing to renew a medical malpractice insurance policy (prohibited actions). The bill permits an insurer to take prohibited actions against an applicant or named insured, including an individual health-care professional or business, or against a health-care facility, such as a hospital or clinic, that allows the use of facilities, equipment, or supplies for, or provides, prescribes, orders, or performs, gender-affirming health-care services for an individual who is a minor under 18 years of age. The bill also prohibits an insurer from accepting state money for the payment of premiums if the malpractice policy covers actions relating to providing gender-affirming health-care services to minors.

AI Summary

This bill modifies Colorado's medical malpractice insurance regulations to allow insurers to take discriminatory actions against healthcare professionals, facilities, or businesses that provide gender-affirming care to minors under 18 years old. Specifically, the bill permits medical malpractice insurers to increase premiums, refuse to issue, cancel, terminate, or refuse to renew insurance policies for healthcare providers who offer gender-affirming health services to minors, which is defined under Section 12-30-121(1)(c). Additionally, the bill prohibits insurers from accepting state money to pay insurance premiums if their policy covers actions related to providing gender-affirming care to minors. The legislation applies to malpractice insurance policies offered, issued, or renewed on or after the bill's effective date, and the state legislature declares the act necessary for preserving public health, safety, or supporting state departments and institutions.

Committee Categories

Health and Social Services

Sponsors (2)

Last Action

House Committee on Health & Human Services Postpone Indefinitely (on 02/05/2025)

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