Bill > HB1242

This bill provides comprehensive protections for Indiana residents against medical debt liens on their principal residences. The legislation defines key terms such as "consumer" (an Indiana resident), "health care debt" (medical service-related financial obligations), and "principal residence" (the primary home owned or being purchased by the consumer). Under the new law, medical debt cannot be used to create a lien against a consumer's principal residence, and courts are prohibited from allowing attachment or execution proceedings against such property in medical debt recovery actions. The bill explicitly covers various types of health care providers, including medical professionals and ambulance services, and excludes certain credit card debts from these protections. Notably, the law applies to both existing medical debts and future judgments, ensuring that consumers' homes are safeguarded from seizure or legal claims specifically related to healthcare expenses. The bill declares an emergency, meaning it will take effect immediately upon passage, and aims to provide financial protection and housing security for Indiana residents facing medical debt challenges.

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https://iga.in.gov/legislative/2025/bills/house/1242/details