Bill > HB145

This bill amends Kentucky's health insurance laws to clarify and refine the application of health insurance subtitles across different types of insurance coverage. The legislation establishes comprehensive definitions for health insurance and introduces detailed exemptions for various types of insurance products. Specifically, the bill authorizes the insurance commissioner to exempt certain limited or specialized insurance types from health insurance subtitles through administrative regulations. The bill creates new sections in Kentucky Revised Statutes that explicitly list numerous types of insurance and benefits that are not subject to these health insurance subtitles, including specialized coverage like accident insurance, disability income insurance, dental and vision plans, Medicare supplement insurance, and flexible spending arrangements. The changes aim to provide greater precision in defining which insurance products are governed by health insurance regulations, giving the insurance commissioner more flexibility in managing diverse insurance offerings while ensuring that core health insurance protections remain intact for consumers in the individual and group insurance markets.

Business and Industry

https://apps.legislature.ky.gov/record/25RS/hb145.html