Bill > S01430

This bill requires insurance policies and Medicaid coverage to provide a minimum of 45 days of inpatient and outpatient substance use disorder treatment services. The legislation amends multiple sections of the New York insurance law and social services law to mandate that health insurance policies (including hospital, major medical, and comprehensive coverage) and Medicaid must cover substance use disorder diagnosis and treatment, including detoxification and rehabilitation services, for at least 45 days. The bill ensures that these substance abuse treatment benefits cannot have more restrictive financial requirements or treatment limitations compared to medical and surgical benefits. Additionally, the coverage includes unlimited medically necessary treatment for substance use disorder services in residential settings. The changes apply to all insurance policies and contracts that are issued, renewed, modified, altered, or amended after the bill's effective date, which is immediate upon passage. This legislation aims to improve access to comprehensive substance abuse treatment by removing potential barriers related to treatment duration and insurance coverage limitations.

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https://www.nysenate.gov/legislation/bills/2025/S1430