Bill > HB434

This bill requires insurance companies in New Hampshire to provide mandatory rental car coverage for policyholders whose vehicles have been determined to be totaled or unsafe to operate, specifically when the policyholder was not at fault for the accident. Under the proposed legislation, insurance policies for vehicles registered or principally garaged in New Hampshire must now include total coverage for a rental vehicle from a regional or national rental car company of the policyholder's choice for at least 7 days. The determination of being "not at fault" will be based on either a police report or an official decision by the insurance company or its designee. The bill will take effect 60 days after its passage, and according to the fiscal note, it is expected to have a minimal fiscal impact of less than $10,000 per year from 2025 through 2028. This legislation aims to provide additional support and convenience for drivers who find themselves without a usable vehicle due to an accident that was not their fault.

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https://gc.nh.gov/bill_status/legacy/bs2016/bill_docket.aspx?lsr=0562&sy=2025&sortoption=&txtsessionyear=2025&txtbillnumber=HB434