Bill > LB64

This bill modifies the eligibility requirements for Medicare supplement insurance policies in Nebraska by establishing an annual thirty-day open enrollment period for applicants, beginning on their birthday, starting January 1, 2026. During this period, insurance issuers are prohibited from denying coverage, imposing medical underwriting, discriminating in pricing based on health status, or excluding pre-existing conditions for applicants. The bill maintains existing provisions that allow different premium rates for individuals under 65 who qualify for Medicare due to disability, with the stipulation that their premiums cannot exceed 150% of the premiums for similarly situated individuals who are 65 years old. Insurance issuers must also provide notice of the open enrollment period when an applicant applies for a Medicare supplement policy. The changes aim to provide more consistent and accessible health insurance coverage for individuals with Medicare, particularly those under 65 who qualify due to disability, by creating a standardized annual enrollment period with protections against discriminatory practices.

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https://nebraskalegislature.gov/bills/view_bill.php?DocumentID=59151