Bill > HB1298

This bill requires state employee health plans, accident and sickness insurance policies, and health maintenance organization contracts to provide comprehensive contraceptive coverage without cost sharing, starting July 1, 2025. The bill defines "contraceptive products and services" broadly to include all FDA-approved contraceptive drugs, devices, and procedures, including over-the-counter options, emergency contraception, voluntary sterilization, patient education, and follow-up services. The coverage must allow for a 13-unit supply of contraceptives intended to last 12 months, which can be dispensed at once or over time. Health plans must offer either the original contraceptive product or a therapeutically equivalent alternative, and must defer to healthcare providers' medical judgment if a specific contraceptive is deemed inadvisable. Additionally, the bill mandates cost-free coverage for counseling and screening for sexually transmitted infections, including HIV and HPV, as well as pre- and post-exposure prophylaxis and HPV vaccination. For high-deductible health plans linked to health savings accounts, cost sharing will be set at the minimum level necessary to maintain tax-exempt account status. The bill aims to ensure comprehensive reproductive healthcare access with minimal financial barriers for individuals covered by state-related health plans.

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https://iga.in.gov/legislative/2025/bills/house/1298/details