Bill > SB00445

This bill addresses a situation where a health insurance policy becomes problematic due to a contract dispute between a healthcare provider and the health insurer, which results in the provider being classified as "out-of-network" (meaning the insurer no longer has a contractual agreement with that provider). Under this proposed legislation, patients covered by such a policy would be granted the right to terminate their current health insurance policy and enroll in a new policy with in-network coverage, without facing any negative financial consequences. Specifically, patients would be protected from early termination fees, financial penalties, premium increases, out-of-pocket expense increases, changes in coverage, or coverage gaps. This bill aims to provide patients with more flexibility and protection when their healthcare providers are suddenly no longer covered by their existing insurance plan, ensuring that patients can maintain continuous and affordable healthcare access during insurance contract disputes.

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https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=SB00445&which_year=2025