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Bill > SB00456


CT SB00456

CT SB00456
An Act Concerning Health Insurer Liability For Damages And Harms Caused By Undue Delay In Authorizing Or Approving Care.


summary

Introduced
01/10/2025
In Committee
01/10/2025
Crossed Over
Passed
Dead
06/04/2025

Introduced Session

2025 General Assembly

Bill Summary

To ensure that a health insurer is held accountable for the insurer's role in restricting timely patient access to necessary health care treatment, while shielding a licensed medical professional from undue legal risks associated with the delay.

AI Summary

This bill aims to modify existing law to shift legal liability for patient harm caused by delays in healthcare treatment from medical professionals to health insurance companies. Specifically, the bill prevents patients from suing licensed healthcare professionals for adverse medical outcomes that are directly caused by an insurance company's delay in authorizing or approving necessary medical care. Instead, patients would be directed to bring legal action directly against the health insurance company for damages resulting from unreasonable delays in treatment approval. The bill's purpose is to hold health insurers more accountable for their role in potentially restricting or impeding timely patient access to needed healthcare, while simultaneously protecting medical professionals from legal risks that arise from treatment delays outside of their control. By creating this legal pathway, the bill seeks to incentivize health insurers to process treatment authorizations more efficiently and reduce potential harm to patients caused by administrative bureaucracy.

Committee Categories

Justice

Sponsors (1)

Last Action

Referred to Joint Committee on Judiciary (on 01/10/2025)

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