Bill > HB82

This bill requires licensed child care facilities in Mississippi to purchase and maintain liability insurance with specific minimum coverage amounts, adding a new requirement to existing state regulations. Specifically, child care facilities will now need to have liability insurance of at least $300,000 per occurrence and $500,000 in aggregate coverage, and must submit proof of this insurance to the licensing agency annually. Tax-exempt child care facilities are exempt from this insurance requirement. The bill also amends the state code to allow the licensing agency to suspend, revoke, or restrict a child care facility's license if they fail to maintain the required liability insurance. This new provision aims to provide additional financial protection for families and children in the event of incidents or accidents at child care facilities. The insurance requirement will go into effect on July 1, 2025, giving child care facilities time to secure the appropriate coverage. The bill represents an effort to enhance accountability and safety standards in the child care industry by ensuring facilities have adequate financial protection.

Business and Industry

https://billstatus.ls.state.ms.us/2025/pdf/history/HB/HB0082.xml