Bill > HB144

This bill amends the Mississippi Tort Claims Act to require governmental entities to carry no less than $500,000 in liability insurance coverage. Specifically, the bill modifies existing law to mandate that state agencies and political subdivisions maintain a minimum insurance coverage level of $500,000 for claims and suits under the Tort Claims Act. The changes impact how the Tort Claims Board oversees liability protection, requiring the board to purchase insurance policies with at least $500,000 in coverage and to issue certificates of coverage to governmental entities meeting this new threshold. The bill gives the Tort Claims Board continued authority to regulate liability coverage, including reviewing self-insurance programs, assessing financial solvency, and ensuring appropriate insurance protections are in place. The new requirements will take effect on July 1, 2025, giving governmental entities time to adjust their insurance policies to comply with the new minimum coverage standard. This legislation aims to provide more comprehensive liability protection for governmental entities by establishing a consistent baseline of insurance coverage across state and local government organizations.

Justice

https://billstatus.ls.state.ms.us/2025/pdf/history/HB/HB0144.xml