Bill > A01499

This bill establishes the New York Long Term Care Trust Program, a state-run long-term care insurance program that will provide long-term care benefits to eligible New York residents. The program will be funded through mandatory payroll contributions from employees and self-employed individuals, with initial premium rates set to maintain the fund's solvency. Eligible individuals who have paid premiums for a specified period (either 10 years total or 3 years within the last 6 years) can receive benefits when they need assistance with at least two activities of daily living. The program offers a wide range of approved services, including home care, adult day services, nursing home care, and support for family caregivers, with a lifetime benefit limit equivalent to 365 daily benefit units. A 15-member Long Term Care Trust Commission will oversee the program, make recommendations, and ensure its sustainability. The bill also creates a dedicated long-term care trust fund, establishes procedures for premium collection and benefit administration, and includes provisions for appeals and potential exemptions for certain individuals, such as veterans with significant service-connected disabilities or those with existing private long-term care insurance.

Health and Social Services

https://www.nysenate.gov/legislation/bills/2025/A1499