Bill > A01672

This bill amends the New York General Business Law to explicitly prohibit contracts for purchasing or financing dogs and cats from including provisions that would allow the seller or lender to repossess the animal as a form of security for the contract. The legislation specifically extends these protections to sales conducted through online websites, ensuring that pet buyers cannot lose their animal if they fall behind on payments. The bill maintains that unsecured personal loans for pet purchases remain permissible and does not interfere with other existing legal protections under animal welfare laws. By preventing repossession clauses, the law aims to protect pet owners from potentially losing their companion animals due to financial difficulties and to discourage predatory sales practices that treat pets as mere collateral. The amendment clarifies and expands protections that were originally established in a 2018 law, with the new provisions taking effect immediately upon passage.

Agriculture and Natural Resources, Business and Industry, Housing and Urban Affairs

https://www.nysenate.gov/legislation/bills/2025/A1672