Bill > SB0311

This bill establishes legal protections for living organ donors in Indiana, preventing insurance companies from discriminating against individuals who donate or intend to donate an organ. Specifically, the bill prohibits insurers from declining or limiting coverage, precluding organ donation as a condition of insurance, or discriminating in policy offerings based solely on an individual's status as a living organ donor. The legislation defines key terms such as "living organ donor" as an individual who has donated or intends to donate all or part of an organ while still alive, and applies to life insurance, disability insurance, and long-term care insurance policies. The bill adds these protections to the existing legal framework of unfair insurance practices, making any violation of these new provisions an unfair and deceptive act in the business of insurance. The goal is to ensure that individuals who choose to donate an organ are not penalized or disadvantaged by insurance companies, thereby potentially encouraging more people to consider organ donation without fear of negative insurance consequences.

Health and Social Services

https://iga.in.gov/legislative/2025/bills/senate/311/details