Bill > HB5

This bill prohibits insurance providers in Alaska from discriminating against elected officials by making adverse insurance decisions based solely on their elected status. Specifically, insurers cannot refuse to issue or renew coverage, limit coverage, cancel a policy, deny a claim, or increase premiums just because an individual is an elected official. The bill defines "elected official" broadly, including state legislators, the governor, lieutenant governor, members of Congress, constitutional convention delegates, borough and city mayors, and members of local assemblies, councils, and school boards. However, insurers can still make insurance decisions based on sound underwriting principles related to actual or anticipated loss experiences, or when required by law or regulation. The bill will apply to all insurance policies issued, delivered, or renewed on or after its effective date, providing protection for elected officials against potential insurance discrimination while maintaining reasonable underwriting practices.

Government Affairs

https://www.akleg.gov/basis/Bill/Detail/34?Root=HB5