Bill
Bill > HB2744
OR HB2744
Relating to exclusions of insurance coverage for veterinary services on the basis of a preexisting condition; prescribing an effective date.
summary
Introduced
01/13/2025
01/13/2025
In Committee
01/17/2025
01/17/2025
Crossed Over
Passed
Dead
Introduced Session
2025 Legislative Measures
Bill Summary
The statement includes a measure digest written in compliance with applicable readability standards. Digest: Tells an insurer that it may not exclude, limit or reduce benefits under a policy that covers health care for a person’s pet on the basis that the pet had a health condition before the policy went into effect. Says that this is so even if the pet owner knew about the condition. Takes effect 91 days after the session ends. (Flesch Readability Score: 61.3). Prohibits insurers that issue a policy of insurance that provides coverage or benefits to an in- sured for veterinary services for the insured’s pet from excluding, limiting or reducing the coverage or benefits on the basis of a preexisting condition that affects the pet’s health or physical condition. Takes effect on the 91st day following adjournment sine die.
AI Summary
This bill prohibits insurance companies in Oregon from excluding, limiting, or reducing veterinary insurance coverage for a pet based on a preexisting condition, even if the pet owner was aware of the condition before purchasing the policy. The bill defines a "pet" as an animal kept exclusively for personal companionship or direct aid, excluding livestock and working animals. A "preexisting condition" is specifically defined as a health condition for which the pet received veterinary services or treatment, or was recommended treatment, within six months prior to the insurance policy's effective date. The legislation applies to all pet insurance policies issued or renewed on or after the effective date, which will be the 91st day following the adjournment of the 2025 regular legislative session. By implementing these provisions, the bill aims to provide more comprehensive and fair pet insurance coverage, ensuring that pet owners can obtain necessary medical care for their companion animals without being penalized for pre-existing health conditions.
Committee Categories
Business and Industry
Sponsors (3)
Last Action
Referred to Commerce and Consumer Protection. (on 01/17/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/HB2744 |
| Open Government Impact Statement for HB2744 INTRO | https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureAnalysisDocument/83720 |
| BillText | https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2744/Introduced |
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