Bill > HB2268

This bill establishes comprehensive regulations for health care cost sharing arrangements in Oregon, requiring entities offering such arrangements to register with the Department of Consumer and Business Services and comply with strict disclosure and operational requirements. Under the bill, a "health care cost sharing arrangement" is defined as an agreement where members pay fees to collectively share medical costs, often with specific ethical or religious belief requirements. Entities must register by submitting detailed application information, including personal details of directors and officers, pay a $25,000 bond, and submit an annual report detailing their financial operations, membership numbers, claims paid, and marketing materials. The bill mandates that these entities clearly disclose they are not insurance providers, explicitly list service exclusions, and assess residents' eligibility for traditional health insurance before enrollment. Entities must provide 60-day notice of any significant changes to their arrangement and are prohibited from making misleading claims. Violations can result in civil penalties up to $5,000 per violation, potential registration revocation, and classification as an unlawful trade practice. The regulations will become operative on January 1, 2026, and aim to protect consumers by increasing transparency and accountability in these alternative healthcare funding arrangements.

Health and Social Services

https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/HB2268