Bill > SB425

This bill amends Oregon Revised Statutes (ORS) 646A.214 to address payment card transactions by first defining a "merchant" as a person who, in the ordinary course of business, allows payment by credit or debit card. The bill maintains existing provisions that allow merchants to request personal identification for transaction verification purposes, prohibit writing additional personal information on transaction forms, and permit merchants to keep contact information for shipping or warranty purposes. The bill also preserves merchants' rights to establish their own identity verification policies. The key new provision is that a merchant may not charge an additional fee for credit or debit card usage if the merchant does not also accept cash payments. This means that if a business only accepts electronic payments, they cannot impose extra charges for using a credit or debit card, which aims to protect consumers from being penalized for using electronic payment methods when no cash option is available.

Business and Industry

https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/SB425