Bill > HB129

This bill amends the Unfair Trade Practices and Consumer Protection Law to provide detailed regulations for negative option plans and automatic renewal provisions in consumer transactions. The bill defines a "negative option plan" as an agreement where a consumer's silence or inaction is interpreted as acceptance of a good or service, and establishes specific requirements for such plans. These requirements include: clearly disclosing renewal terms, providing a way for consumers to cancel, notifying consumers before automatic renewals (15-35 days depending on the renewal period), using communication methods the consumer typically uses, and obtaining affirmative consent before charging a consumer's financial account. The bill specifies that "affirmative consent" means a clear, unambiguous agreement that can be written or expressed through a definitive action. The legislation includes several exemptions for specific types of businesses, such as health clubs, utility services, insurance entities, and security system providers. Additionally, the bill clarifies the definition of "clear and conspicuous" as text that stands out through size, color, or formatting. The changes are designed to protect consumers from unexpected charges and provide more transparency in subscription-based services, with the new provisions taking effect 180 days after enactment.

Budget and Finance, Business and Industry, Labor and Employment

https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=129