Bill > HB117

This bill amends the Insurance Company Law of 1921 to establish new requirements for how insurers must notify covered persons when sending reimbursement payments directly for emergency medical services from a non-network Emergency Medical Services (EMS) agency. The notice must include detailed information such as the date and name of the EMS agency providing services, the covered person's responsibility for the bill, options for bill negotiation, payment details, and any patient financial responsibilities like copayments or deductibles. The bill mandates specific formatting requirements for the notice, including that it must be printed on a separate red-colored page, use at least 10-point font, and feature a prominent "STOP" heading in 24-point boldface type with additional instructions to read the notice before depositing the payment. The purpose appears to be increasing transparency and helping patients understand their financial obligations when receiving emergency medical services from out-of-network providers. The bill will take effect 120 days after its enactment.